Is Your Business Loan-Ready?
Take a quick assessment to discover your funding eligibility score and readiness steps.
Why Take The Test?
1. Check your chances first
Get a clear, data-backed understanding of how likely your business is to qualify - before you even start the application process.
2. Spot red flags early
Identify potential weaknesses in your financial records or business profile that could lead to loan rejection, and fix then in advance.
3. Get smart tips
Receive personalized insights and next-step actions to improve your loan eligibility and strengthen your business readiness.
4. See your score instantly
No long waits - get your detailed business readiness score immediately after the test, along with practical suggestions for improvement.
How it Works
Answer Questions
Complete a short, guided set of questions designed to understand your business.
Get Score
Instantly receive a clear score showing how prepared your business is for funding.
See Action Plan
Get personalized steps and recommendations to help you improve your loan readiness.
Built With Leaders In Mind
Trusted by over 200 SMEs nationwide to assess and improve their funding readiness.
Watch this short demo to discover how BHC works
Testimonials Just For You!
"Before using the Business Health Checker, I honestly didn’t know what investors meant by being ‘structured.’ The assessment opened my eyes to areas I was overlooking, especially accounting and documentation. Within weeks, I used the recommendations to set up proper systems and now I’m already in talks with my bank for a small business loan."
- Chinonso Uvi -
"The BHC has changed how we evaluate small business clients. We now have data-backed insights showing which SMEs are truly ready for funding. It has made our lending process more efficient and significantly reduced our screening time."
- Adeola Franklin -
"I’ve been running my fashion business for three years, but the BHC made me realize I was missing key growth opportunities. The report highlighted weak spots in my marketing and customer retention and the recommendations were so practical. I implemented a few changes, and within a month, my repeat customers doubled. "
- Tomi Abigail -
Frequently asked questions
Some of the things you may want to know
The Business Health Toolkit is designed to check the pulse of your business. It asks some thoughtful questions to understand how your business is doing, based on the best practices in Nigeria.
Absolutely! Whether you’re a small startup or an established company, the toolkit is here for you.
Nope, it’s on the house! The toolkit and the insights it brings are all provided to businesses at no cost.
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Proceed to take your assessment now
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Your privacy and Data Use Consent
BHC may use, share, or sell the information you provide during your assessment, including anonymised and identifiable data, for product improvement, analytics, industry insights, and partnerships (such as lenders, SME agencies, and service providers). We only work with trusted partners, and you may withdraw consent at any time.
I consent to the use and sharing of my data in anonymised or identifiable form Terms of Use.
Your privacy and Data Use Consent
Last Updated 2026-02-14 15:21:08
We respect your privacy and protect your data. By continuing, you agree that:
1. What we collect
We collect the information you provide during sign-up and your answers to the BHC assessment.
2. How we use your data
Your data is used to:
- Generate your Business Health Report
- Improve your BHC experience
- Provide personalised recommendations
- Connect you to vendors, lenders, or coaches (only if you choose to use those services)
3. Sharing your data
We may share:
- Anonymised data for research, analytics, and product improvement
- Identifiable data only with your consent and only when needed to deliver services you request (e.g., vendors, lenders, coaching)
4. Your choices
You can:
- Withdraw consent at any time
- Request deletion of your data
- Opt-out of identifiable data sharing
5. Security
Your data is encrypted and stored securely.
By tapping “Agree”, you confirm that you understand and accept how we collect, use, and share your data.
I consent to the use and sharing of my data in anonymised or identifiable form Terms of Use.
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